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About Debt Canada

DebtCanada.ca, a credit education website, is an initiative of Solutions™ Credit Counselling Service Inc., a federally registered Canadian company headquartered in Greater Vancouver, BC. We are your Credit Education Specialists!™

About Solutions™ Credit Counselling Service

Solutions™ Credit Counselling Service Inc. was created in 1999 to provide Canadian consumers with a choice in meeting their credit challenges. We offer 100% confidential and unbiased credit counseling, debt consolidation and debt management services. Solutions is solely Canadian owned and operated, and the only independent agency of its kind in Canada working for you, not your creditors.

At Solutions, our mission is to assist our clients in becoming debt free. We also assist clients who do have debt problems to understand the practice of sound money management through credit education, debt management and credit counselling. DebtCanada.ca, a credit education specialist, is an affiliate of Solutions Credit Counselling Service Inc™.

About Our Professional Debt Consolidators

Our President, Margaret H. Johnson ACE, RQIC, is a visionary in the field of credit and debt education with four decades of industry experience. She is an accredited Insolvency Counsellor, registered by Industry Canada; a regular on the speaking circuit, and her columns have appeared on the Shaw Internet portal, MyTELUS Internet portal and Canada Home Guide Web site. As a successful business owner of Solutions Credit Counselling and Women and Money, and double nominee for an Entrepreneur of the Year award, Margaret has proven herself  a respected community member and trusted credit counselling expert. Read more...

Our highly qualified team of professional Credit Education Specialists™ includes Industry Canada government-licensed-and-registered insolvency counsellors, trained to provide you with individually tailored services designed to meet your unique circumstances. Our counsellors are insured for your protection. We offer both consumer and corporate services and are dedicated to our core values of Trust, Respect and Integrity, operating under a strict Code of Ethics.

Our Affiliations

Solutions™ Credit Counselling Service and DebtCanada.ca are proud to be affiliated with professional, consumer-minded  organizations like the Canadian Association of Independent Credit Counselling Agencies, CIF and Consumer Protection BC.

CAICCA    CIF     Consumer Protection BC  

Remember, if you are experiencing financial difficulties do not wait. Speak to a professional today!

Margaret H. Johnson ACE. RQIC is a president of Solutions Credit Counselling Service Inc.She can be reached by e-mail at This email address is being protected from spambots. You need JavaScript enabled to view it.  or call toll-free in Canada - 1.877.588.9491.


We have created this website for public use. Every reasonable effort has been made to ensure that the information presented is current and accurate. However, users of this website should verify information before making decisions. We do not provide legal advice, and the information provided on or through this website should not be seen as such. If you have a legal problem, we encourage you to contact a Lawyer in your community for assistance.


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