A column by Margaret H. Johnson ACE, RQIC, a thought leader in the field of credit education and debt management. She offers 100% confidential and unbiased credit counseling and debt consolidation services. If you are a woman in debt, speak with Women and Money first. We specialize in helping women with their personal and business finance.
News & Stories
Growing Financial Concerns for seniors
May 15, 2013
According to recent studies poverty increases among the elderly as they get older due to:
• Insufficient Retirement Funds
• Prescription Drugs
• Long-term Care
What Can I Do if I Can’t Pay My Bills?
May 8, 2013
Most people are honest and want to pay their debts, however, for a variety of reasons may be unable to do so.
People can have trouble paying their bills for a variety of reasons including illness, injury, job loss, divorce, or poor financial planning.
Internet Gambling: Part Four
May 1, 2013
Internet gambling: Is it worth the risk?
My View by Jan Zacharias
Editor’s note: This is the last part in a four-part series.
In this four-part series we have taken a look at both the “educational” sites where gambling is free and the sites where you pay to play. There are some unique aspects of gambling online that may contribute to developing an addiction.
Internet Gambling: Part Three
April 24, 2013
The gambling is virtual; the money is real
My View – Jan Zacharias
Editor’s note: This is the third of four columns.
These days, all you need to gamble on the Internet is a computer and a credit card or the ability to transfer money into an online payment processor such as NETeller. While the gambling may be virtual, the money is real.
Internet Gambling: Part Two
April 17, 2013
Is anything really free on the Internet?
My view – Jan Zacharias
Most of the sites that you see advertised in Canada promote play on Internet sites where you can gamble for fun and learn how to play a variety of games.
These sites offer free tutorials on a variety of games and talk about teaching poker strategy. They help potential players understand a variety of poker terms such as the blind, the flop, or a button.
Internet Gambling: Part One
April 10, 2013
Is it worth the risk?
My View – By Jan Zacharias
Turn on the TV these days and it would be unusual not to run into either a channel completely devoted to poker tournaments or a sports network carrying a poker tournament. These shows feature celebrities wearing the required garb that usually consists of hats, hoodies or dark glasses.
Family Law Changes
April 3, 2013
I have been asked to answer the following questions regarding the recent implementation of the new BC Family Law Act.
Pooled Pension Plans Coming to British Columbia
March 27, 2013
We received some good news – good financial news for a change, today. As reported in today’s Vancouver Sun, “British Columbia has become the first province in Canada to create legislation for group pension plans,” for the vast majority of people who do not work for the public sector or a large corporation. According to the report, this opens the door to two-thirds of residents.
A Race to the Bottom or to the Top?
March 21, 2013
Here we go again. The Bank of Montreal reduced its five-year, fixed mortgage rate by 0.10 points to 2.99 per cent March 5th which has triggered heated debate about the housing market.
Economics is not a precise science. A room full of economists would rarely achieve consensus on what is happening in the economy or what to do to fix it. So, it is important for us non-experts to try and get a complete picture before jumping to any conclusions.
Remember, if you are experiencing financial difficulties do not wait. Speak to a professional today!
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