A column by Margaret H. Johnson ACE, RQIC, a thought leader in the field of credit education and money management.
Rebuild Your Credit
Relationships vs Bank Accounts
Relationships vs Bank AccountsIn today’s economically driven world, money is an increasingly important issue in human relationships. Relationships are much more complex than a bank statement; however, money remains the main source of anxiety for many couples.
Rebuilding Your Credit Rating
Rebuilding Your Credit Rating
Bad credit – No credit – No problem!
If you have no credit, poor credit or bad credit you do have a problem. Here are a few tips to help you “rebuild” your credit rating: Remember no one can “repair” your credit – do not fall victim to these unscrupulous scams.
Financial Separation
Financial Separation
It’s not about the money
So, the relationship is over - except for the financial stuff. This is where things can become very difficult so think carefully before taking any action.
During a relationship I recommend that each party retain copies of financial records, bank statements, insurance plans, tax returns, any investments and other money “stuff”.
I say, “It’s not about the money” – My Banker says, “It’s all about the money”.
Financial Recovery after Separation
Financial Recovery after Separation
Things To Keep In Mind
From the moment a couple contemplates divorce until after the divorce is final, both parties must protect their individual property interests. Lawyers and judges concentrate on the legal issues, not the long-term financial consequences of divorce.
Remember, if you are experiencing financial difficulties do not wait. Speak to a professional today!
Margaret H. Johnson ACE. RQIC is president of Solutions Credit Counselling Service Inc. offering 100% confidential and unbiased credit counseling, debt consolidation and credit education services. She can be reached by e-mail at This email address is being protected from spambots. You need JavaScript enabled to view it. or call toll-free in Canada - 1.877.588.9491.
If you are a woman in debt, speak with Women and Money first. We specialize in helping women with their personal and business finance. Money management advice you can count on!
