A column by Margaret H. Johnson ACE, RQIC, a thought leader in the field of credit education and money management.
Budgeting 101: Our Controllership Program
Credit Planning is the currently popular name for that age-old process, budgeting.
A budget is a plan for using your financial resources, and a projection for your future money. It is not a record of what was spent last year. Very often the word "budget" is used to imply thrift, scrimping or reduced quality. The word budget does not imply deprivation; it means "to plan".
The timeline for your budget is entirely personal. By design, we plan our program over a period of one year. During this span, expense and income items usually will have occurred at least once.
For more information on how we can assist you to achieve your desires, contact one of our Credit Education Specialists™ and ask about our uniquely designed Controllership Program.
Remember, if you are experiencing financial difficulties do not wait. Speak to a professional today!
Margaret H. Johnson ACE. RQIC is president of Solutions Credit Counselling Service Inc. offering 100% confidential and unbiased credit counseling, debt consolidation and credit education services. She can be reached by e-mail at This email address is being protected from spambots. You need JavaScript enabled to view it. or call toll-free in Canada - 1.877.588.9491.
If you are a woman in debt, speak with Women and Money first. We specialize in helping women with their personal and business finance. Money management advice you can count on!
