Debtors Rights

No you cannot go to jail for not paying your debts

Paying the piper

If the debtor either cannot or will not pay the debt, the creditor has several possible courses of action to attempt to enforce their judgment. The creditor may choose either to garnishee the debtor’s wages or bank account or to seize some of the debtor’s goods under an execution order.

Consolidation loans no quick and easy answer

"I never thought in a million years I would ever be here" and "I can't believe this is happening to me" are the anguished cries that I have heard countless times from clients over the last 30 years. As a Registered Qualified Insolvency Counsellor and credit counsellor, I assist my clients in understanding how they have ended up in my office. More importantly, I work with them so they may not need to be in my office again in the future. Each week we will explore alternatives for consumers that are in debt or are looking to develop more effective money management skills.

Unreasonable collection practices 

At Solutions™ we receive hundreds of calls a year from people that have been on the receiving end of nasty collection calls. These callers all want to know the same thing – can the collector really do what they claim they can?