Blog & News

March 13, 2014

By Margaret H Johnson

I’ve been waiting a long time for someone from the media to agree with my observations regarding a struggling middle class as opposed to some rosy picture that only a handful of bad money managers are having trouble.

February 20, 2014

By Margaret H. Johnson

It is with a heavy heart that I read in the Vancouver Sun today about a financial adviser who targeted as many as 484 investors, many of them seniors, in an investment scheme alleged by the BC Securities Commission to have been premised on fraud and misrepresentations. 

February 13, 2014

By Margaret H. Johnson

This is going to be a very interesting year, indeed. Only ten days in and we see a story about debt. That’s different.

March 13, 2014

By Margaret H Johnson

T’is the season to be…..ah, um, jolly…. worried, maybe even frightened? 

As the end of February rapidly approaches, we are pressured to make some important financial decisions. One of the first is: “Do we pay down our debt or save on our taxes?”

February 6, 2014

By Margaret H Johnson

 

I have worried for the longest time about credit ratings. There are many good reasons for my fears.

 

To begin with credit ratings are based solely on mathematics – the days in arrears. You are judged in a moral way by being labeled with a good or bad rating. The reason for your problems doesn’t matter. Just the days in arrears.

January 30, 2014

By Margaret H. Johnson

Yesterday the boiling hot news of the day was a 25% interest bearing car loan to a BC couple. The story involved the TD bank and a family that had gone bankrupt recently. It raises a number of troublesome questions.

January 9, 2014

By Margaret H. Johnson

I heard recently on a televised news report that the future is in deep peril because of the ominous aging population. You know, the group that threatens the financial security of the future.

 

Once again I am surprised not to hear any sort of rebuttal. The television reports this point of view without any critique or alternate perspective.

January 16, 2014

By Margaret H. Johnson

A Cure For the Common Hobby

 

   If you are like me, you grew up knowing that hobbies are activities that you do that can bring fulfillment, joy, inspiration, and a sense of pride.  Whether that hobby is playing sports, reading, learning an instrument, running, volunteering with animals, crocheting – whatever it is – hobbies bring out the best in us and make us more well-rounded and developed individuals.

January 23, 2014

By Margaret H. Johnson

Is anyone else suffering from what I like to call, Post Traumatic Christmas Shopping Disorder? Many of us do. If no respected psychologist has yet come up with a term that describes the condition where feelings of great joy before Christmas slip slide down into a depressed-like state – sort of a blend of guilt and fear over how too much money was spent at Christmas accompanied by anxiety-like symptoms while waiting for your credit card statements in January.