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Granting Credit

Applicants are judged on how they handle credit

Whenever you apply for a loan, a credit card, to open a charge account, or to purchase an item on credit, you will be asked to complete an application form and then …

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Credit Reporting

How lenders determine a person’s ability to pay

When you apply for credit, the lender must estimate the probability that you will be able to repay the debt as scheduled. What does a lender need to know in order to …

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