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Debt Free Accounts

Credit bureau reports and bank accounts

Always, always, always…. maintain a bank account in a financial institution that you do not owe any money to – A debt-free bank account. That way, if you ever end up experiencing financial difficulty …

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Credit Reporting

How lenders determine a person’s ability to pay

When you apply for credit, the lender must estimate the probability that you will be able to repay the debt as scheduled. What does a lender need to know in order to …

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